If you're looking to learn more about how to get pre-approved for a vehicle, you're in the right place; our dealership in Jacksonville, FL, has assembled a brief guide to this process. Keep reading for an overview of the pre-approval application, then contact or visit O'Steen Volvo Cars of Jacksonville to chat with a team member about securing your next premium car or SUV.
How To Get Pre-Approved for a Vehicle in Jacksonville, FL
There is no "one size fits all" policy when it comes to putting together an exemplary auto loan application; buyers with a wide scope of financial circumstances are invited to apply for a loan. Although the required credit score can vary depending on the lender, keep in mind that those with higher credit scores will likely receive more favorable terms. Our team is here to assist you with your application, whether it's for a new Volvo XC90 or a pre-owned model. You'll find out what options are available for you after submitting it and receiving feedback from the lender.
Let's say you're looking at another premium SUV such as a new Volvo XC60. The first step is to navigate to our online application for pre-approval and fill out the form. It should take about 10 minutes, and you'll need identifying information such as your social security number, date of birth, housing information, and employment details. After you submit this information online, you can expect to hear back quite soon, either the same day or in a couple of business days.
Get Pre-Approved for Your Ideal Model at O'Steen Volvo Cars of Jacksonville
Now that you know how to get pre-approved for a vehicle, the next step is to submit an application for the luxury car or SUV you're eyeing! Please reach out to our finance team in Jacksonville, FL, if you have questions about preparing your documents or any other information needed. Not only are we eager to help, but we can also lead you to the exciting new Volvo deals available at O'Steen Volvo Cars of Jacksonville.
Frequently Asked Questions
Is it hard to get pre-approved for a car?
When beginning the process of financing a luxury vehicle, it's important to consider factors like your credit score, as lower credit scores may not allow for favorable terms and interest rates. However, we invite everyone with different financial backgrounds to apply. Our team at O'Steen Volvo Cars of Jacksonville makes the application process quick and easy when you go through the pre-approval page on our website.
What credit score do you need to get pre-approved for a car loan?
Generally speaking, there is no set credit score minimum you need to get pre-approved for a loan. Several factors besides credit score are counted in the process, such as your income, the age and model of the vehicle you're interested in, and any required down payments. Our finance department can discuss the required credit score and other information in more detail over the phone or in person.
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